Avatar of Finlay Bowcott-Terry
Player Profile

Finlay Bowcott-Terry NM

fin pzrrr_ Since 2015 (Active) Chess.com ♟♟♟♟♟
45.5% W 46.9% L 7.6% D
Bullet
2812
2512W 2475L 266D
Blitz
2808
11671W 12489L 2202D
Rapid
2570
1065W 864L 107D
Daily
1839
228W 101L 19D

From Chaos to National Master

Finlay Bowcott-Terry, better known to the online chess world as fin, is proof that a National Master title can be earned one hundred thousand mouse clicks at a time. He first logged on in March 2015 with a rapid rating barely above 700, a collection of strange opening ideas, and absolutely no fear. Within a few years he had climbed to master rank, but the real story isn't just the title; it's the absurd, glorious, longest of winding roads it took to get there.

The Bullet Brain

While some players reserve their deepest calculations for classical games, Finlay has fully embraced the frantic world of bullet. A giant chunk of his tens of thousands of games were played at lightning speed, and when he really wants to feel alive, he queues with the 1-minute flag hanging over his head like a sword.

Bullet Rating29952444189313427912015: 9742016: 14202017: 15432018: 18002019: 19852020: 24332021: 26052022: 26392023: 27712024: 27042025: 281220152016201720182019202020212022202320242025
shows the climb. He became the kind of player who can blitz three moves a second and still find a checkmate in his sleep.

Even his "quiet" time isn't quiet. In blitz he has racked up over twelve thousand wins, while the bullet board shows a record that belongs to a player who treats 3am queue times as normal. Preferred time control? Say it with me: bullet.

An Opening Amazon

Fin does not have one opening; he has all openings. He will happily enter a Sicilian Defense as either color and still make it look home in fifty moves. He will also trot out the Amar Gambit as if it's the most principled line ever invented, and somehow win 63.81% of those in bullet. His opponents probably do not expect the Dutch Defense from black, the Australian Defense, and three different versions of the Sicilian in the same night.

His opening has an advanced Ferrari-like engine: an

Win Rate by Opening0%25%75%100%50%Dutch Defense: 45.9% over 2498 gamesSicilian Defense: Chekhover Variation: 53.1% over 2010 gamesSicilian Defense: Closed, Anti-Sveshnikov Variation, Kharlov-Kramnik Line: 47.5% over 1962 gamesSicilian Defense: Four Knights Variation, Cobra Variation: 44.9% over 1833 gamesCaro-Kann Defense: 48.2% over 1568 gamesSicilian Defense: Alapin Variation: 49.7% over 1131 gamesDutch Defense46%Sicilian Defense: Chekh…53%Sicilian Defense: Close…48%Sicilian Defense: Four …45%Caro-Kann Defense48%Sicilian Defense: Alapi…50%
chart that displays wins from the Sicilian lines to the Amar. With a restarting list like that, you'd think he was playing on your phone.

Rivals and Grudge Matches

Every random blitz hero needs a rival, and Fin found his in mikorra. Those two have faced each other 268 times. To say Fin won most of them would be an understatement: 217 wins against 42 losses and 9 draws. Yet the rivalry remains alive because every remaining game feels like it could be the one where the universe decides to balance the score.

Other frequent opponents include milocationn, queensandpawns, and practicemakesok, but none have received as many posts as the great mikorra. One eventual revenge is probably being scheduled now. No wonder the profile page is the best proof of online chess being a beautiful, forgiving sport.

Wild Numbers, Wilder Streaks

The stats sheet also has a range of gems:

  • A longest winning streak of 75 games, which is not exactly the Renaissance painting of competitive amnesia.
  • A comeback rate around 87%, proving his board is never truly dead.
  • A 56% win rate after losing a piece, which at times looks like a threat gesture.
  • A small residency in blitz: more wins (12,531) than there are days in a normal year, but okay.
  • An endgame frequency near 79%, because he either enjoys endgames or refuses to resign until the clock says otherwise.

In short, Finlay Bowcott-Terry is not just a National Master; he is a coherence-free, opening-obsessed, slightly nuclear force in the online chess world. If you play the Sicilian Defense and meet fin, maybe move quickly. Then again, why not just watch him.

Bio last updated 2026-09-07